Call Us Toll Free: 1-800-388-9993

Dear DRIP Investors,


We have been helping people enroll in DRIPs since 1986. Many of our subscribers have written to express their thanks and describe the outcome of their DRIP investments. It has been a source of pride and our great pleasure to have assisted in your efforts to secure financial security.


However, after 35 years we have decided to stop fulfilling orders for enrollments after the March cycle. Moneypaper, via the directinvesting.com website, will continue to provide information about DRIPs and the enrollment process.


As always, good luck,

Vita Nelson

 

Temper of the Times Investor Services, Inc.

a fully licensed broker/dealer, member of FINRA and SIPC, specializes in enrollments in Direct Investment Plans (DRIPs).
 
History:  was originally organized in 1986 to help subscribers to Moneypaper, a financial publication for women, establish DRIP accounts. In 1996, it became registered and since then has continuously offered its services to the general public (both male and female).
 
Temper transfers to customers the initial qualifying share(s) (usually one share), which many companies require to qualify to open a DRIP. It then deals with the transfer agent to get an account open on the company books and reports to its customers about the status of his or her order in accordance with FINRA reporting rules. There is a one-time charge for this service.
 
When the account is open on the company books, the customer is no longer on Temper books and the customer can invest money directly into his or her account. That money will be used to buy shares (and fractions of shares) on the next company investment date. (You will get the number of shares you are entitled to depending on the amount you invested and the cost of the share on the investment date.)
 
How to Place an Order for Enrollment:

• Enrollment Order Forms are available on the home page of the Temper Website, www.temperofthetimes.com (link 2 at the right).

 

• Print the form, follow the instructions on the form, and mail it with a check to Temper Enrollment Services, P.O. Box 461, Rye, New York 10580.

 

• Or place your order online through link 1.

 

• If you prefer, call 1-800-388-9993 and request an enrollment Order Form.

 

• You may call that number with any questions. We can respond in English and/or Spanish.

 
You should be aware that although there are no further charges by Temper after the initial charge for enrollment, if the company plan has fees, the investor will be charged fees. Investors should consider the effect of fees on their investments. Information about the company including information about fees is available free at the Directinvesting.com Website and in Moneypaper Guide to Direct Investment Plans, which can be purchased for $36 at that site.
 
Which Companies are Available?
 
There are more than 1,000 public companies that allow members of the public to invest directly without going through a stockbroker. Many of these companies are among the high-quality dividend-paying companies that have rewarded investors with increasing dividends over the years—and include many household names. There are companies available in virtually every industry and each company has its own rules about investing through its plan. Information about DRIP companies is available at the Website of our affiliate, Moneypaper Publications, Inc., www.directinvesting.com and is available in Moneypaper’s Guide to Direct Investment Plans, which for sale for $36 at that site.
 
What is the Differences between Temper and other Brokers?
 
Temper transfers to customers the single qualifying share required by the company and deals with the transfer agent to open an account your name on the company books (right beside the accounts of the traditional brokers). Traditional stockbrokers hold your account on their own books (your account is held in “street name,” in which case the company does not know or respond to you).
 

• Temper does not set up nor does it maintain customers' regular brokerage accounts.

 

• Temper charges a one-time fee for the service it provides and receives no further fees for subsequent investments.

 

• Once the DRIP account is open, the customer is able to send future investments directly to his or her account with the company.

 

• Since the investments are made directly, it is efficient to invest small amounts regularly over a period of time to accumulate assets at a variety of price points.

 
How Long Does It Take to Become Enrolled in a DRIP?
 
Temper gather orders from customers until the last day of the month. At the start of the following month, the transfer process begins. In general, it takes from two to four weeks for your account to be opened and ready for your first DRIP investments. For instance, if your order arrives during the month of October, your account will be open by the end of November.
 
Any dividends paid by companies during the period between the customer order and the account being opened in the customer’s name are retained by Temper as its income. Once the DRIP account is established in the customer name, dividends will be credited to the customer account by the company. 
 
What Does Temper Charge for its Service?
 
Temper charges an enrollment service fee for each DRIP account it opens. The fee is $60 for members of the general public and $30 for DRIP Club Members. Information about DRIIP Club Membership is available at www.directinvesting.com. Or you may call 1-800-388-9993 to obtain information on how to become a DRIP Club member. Club membership is offered by Moneypaper Publications, a newsletter publisher dedicated to DRIP investing strategies and an affiliated of Temper.

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