Anticipate Your Wealth at retirement--based on an average annual rate of return of 10% *

1. Buy an initial amount of shares in a company of your choice to start (usually one share).

2. Invest $25 (as an example only) on a monthly basis to buy additional shares.*

3. Base your calculations on a 10% average annual rate of growth over the period. (see "% Growth Rate" below for explanation)*

*The only feasible way to achieve 10% results has so far historically been in stocks. The only feasible way to invest as little as $25 a month is through direct investment plans (DRIPs).

You can start by buying only a single share of stock and still anticipate that your child will have amassed assets of more than $1 million by the time he or she retires!

* Over the past 75 years, the average annual rate of return for the stock market as a whole has been 11%. Our calculations are based on a more conservative 10%.

1. Symbol

(Our program accounts for any investing fees that may be charged by the company)

2. Initial # of shares purchased (1- or as minimum-required)  

(DRIP Club Member/Subscriber service fee of $30 for DRIP enrollment is added to the cost of your initial share(s) purchased)

3. Monthly Investment Amount  
$25 $50 $75 $100 $200 $250 $500 $1000

4. % Growth Rate  
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(To anticipate growth rate, take into consideration that the market as a whole has achieved more than a 10% rate of growth over the past 70 years including dividends. (For this reason, we suggest that you construct a well-diversified portfolio of dividend paying stocks and accummulate additional shares by making regular periodic investments over the long term.)

5. Number of years you will accumulate shares (years until retirement?) • For newborns, enter 65 as the number of years of compounding. 
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The Moneypaper advocates investing regularly to accumulate assets at a variety of prices over an extended period of years